Seller Guide · Hampton Roads, Virginia
How a Cash Home Sale Works in Virginia
By Matt Beck, Principal Broker, NetWorth Realty of Virginia Beach · VA License #0225274455 · Updated June 12, 2026
A cash home sale skips the mortgage lender, so it moves fast. You share details about the home, we evaluate it and send a written offer, you sign a simple purchase agreement, a licensed title company clears the title, and you close, often in 10 to 14 days. No repairs, no showings, no financing that can fall through.
For comparison, a typical U.S. home spends roughly 30 to 45 days on the market before it even goes under contract, and a financed sale adds weeks more to close, per Redfin’s U.S. housing market data.
The 7 steps, start to finish
- 1
You share the basics
You tell us about the property: the address, the condition, and your situation and timeline. No repairs, cleaning, or prep needed first.
- 2
We evaluate the home
We assess the property, sometimes in person and sometimes from photos and public data. Because we buy across Hampton Roads, we already know what local homes are worth in any condition.
- 3
You get a written cash offer
We send a no-obligation offer, usually within 48 hours. It is in writing, it is real, and it is backed by our own funds, not a bank loan that can fall through.
- 4
You sign a purchase agreement
If the offer works for you, both sides sign a straightforward purchase agreement that spells out the price and the closing date.
- 5
A licensed title company clears the title
A licensed Virginia title company or real estate attorney confirms you own the home, checks for any liens, unpaid taxes, or probate issues, and handles the paperwork. This protects you, not just us.
- 6
We close and you get paid
At closing you sign, we fund the purchase, and ownership transfers. You receive your money by wire or check.
- 7
You move on your timeline
Need to close in two weeks for a military move, or need a few extra weeks to sort things out? We work around your schedule, not the other way around.
What you skip with a cash sale
You do not deal with
- Repairs or cleaning
- Showings and open houses
- Agent commissions
- A buyer's mortgage falling through
- Months of waiting
You do get
- A written offer in about 48 hours
- Your own choice of closing date
- A licensed title company handling closing
- Funds from our own account, not a bank loan
- To sell the home exactly as it sits
Why the closing is handled properly
NetWorth Realty of Virginia Beach is a licensed Virginia brokerage led by Principal Broker Matt Beck (VA License #0225274455). Every sale closes through a licensed title company, the same way a normal home sale does. That means a real title search, real lien checks, and your money handled through a regulated closing, not a handshake. You can verify our license anytime in the state’s public lookup.
“I had a great experience. Chance really made the process easy for me.”
See what your home would sell for
Get a written, no-obligation cash offer from a licensed Virginia brokerage in about 48 hours.
Frequently asked questions
How long does a cash home sale take in Virginia?+
Most cash sales close in about 10 to 14 days, compared to 30 to 60 days for a traditional sale that depends on a buyer's mortgage. A written offer is usually provided within 48 hours. Closing can often be moved up or pushed back to fit your timeline.
Do I have to pay anything to sell my house for cash?+
With NetWorth, no. There are no agent commissions, no fees charged to you, and no repair costs. You sell as-is and keep the agreed amount.
What happens if there are liens, back taxes, or a probate issue?+
These are common and usually solvable. A licensed title company identifies any liens, unpaid taxes, or probate steps during the title search and works through them before closing. We handle homes in probate and inherited estates regularly.
Can I choose the closing date?+
Yes. One of the main advantages of a cash sale is flexibility. You can close quickly or pick a later date that fits a move, a job change, or a military relocation.
What condition does the house need to be in?+
Any condition. You do not need to clean, repair, or stage anything. We buy homes with foundation issues, old plumbing, fire or water damage, and everything in between.